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                        CREDIT RATING continued

                  FREE RESOURCES and LINKS

RESOURCE NAME
          RESOURCE DESCRIPTION

Annual Free Credit Report

Provides free annual credit reports as required from the three major CRA's as required by Federal Law.

Better Business Bureau FINANCE articles

Hundreds of articles with TIPS on FINANCE matters

Comptroller of the Currency

Regulates national banks.  (These banks usually have the word "National" in their name, or the letters "N.A." after their name.)

Credit Bureau Companies

  Equifax Inc

  Experian

  TransUnion

The BIG THREE Credit Bureau Companies

Credit Counseling   

   HUD aproved

   Money Management  

   International

HUD sponsored credit counseling agencies throughout the country that give advice free or low cost. Map 50 states.

Largest credit counseling organization in the nation. Owns the consumsumer credit counseling services also HUD approved

Fair Credit Reporting Act

Law to protect consumer CREDIT rights

Federal Deposit Insurance Corp

Regulates banks that are not members of the Federal Reserve System but are FDIC insured, and state chartered banks and trusts.

Federal Financial Institutions Examination Council

Federal Interagency Dept that prescribes uniform principles, standards, and report forms for the federal examination of financial institutions.

Federal Reserve Board

The Federal Reserve Board issues rules and regulations that govern banking and consumer policy.

Federal Trade Commission

Enforces consumer protection laws concerning mortgages, finance and state credit unions.

Freedom of Information Act

Grants the right to receive federal agency records or information

Federal Trade Commission

FTC database of deceptive spam.

FTC Finance Articles

FTC articles on FINANCE matters.

FTC ADVICE on CREDIT

Getting and keeping good credit.

FTC GETTING CREDIT

FTC free 24 page booklet "GETTING CREDIT"

Housing Urban Development for fifty states

Portal to all 50 State HUD OFFICES      Secretary Jackson to promote FHA Secure (foreclosure) in Jacksonville  READ on...

National Consumer Law Center

Nation’s consumer law expert, helping consumers, their advocates, and public policy makers.

National Credit Union Administration

Regulates National Credit Unions.

Nationald identity theft center

National center to help you deter, detect, and defend against identity theft.

No Fear Act

Notification and Federal Employee Antidiscrimination and Retaliation Act

Office Thrift Supervision

Regulates Federal savings and loans and federal savings banks.

United States Attorney General

(United States Department of Justice): Protects the public from unlawful business practices.

U.S. Department of Housing and Urban Development

Enforces fair housing laws as well as regulates the purchase or refinance of a home.

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Secretary Jackson promotes FHASecure in Jacksonville

GIVE CHRIS A CALL –  LET’S DISCUSS CREDIT RATING,  

 AND  START YOU ON THE ROAD TO HOME OWNERSHIP

  YOU CAN'T  MISS WITH CHRIS          Call  him  today!     OK?

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